SunCoast Financial and its affiliates take the position that privacy is a critical and essential part of our relationship with customers. We take your personal privacy seriously. We aim to safeguard your privacy, while offering you the opportunity to apply for credit to obtain an automobile loan through our network of participating auto dealers nationwide.
In connection with your application for credit, SunCoast Financial may acquire information about you, which is handled as stated in this notice.
We collect nonpublic personal information about you from the following sources:
1. Information we receive from you on the actual credit application, such as Name, Address, Social Security number, Monthly Income, date of birth, etc.
2. We request your authorization to receive information from a consumer reporting agency (credit bureau). That authorization is transmitted to a participating automobile dealer in our network, who will actually request and receive your credit report.
When we do share information it is limited to the information necessary for the particular circumstance and only under strict controls to prevent misuse.
Access to the information we obtain about you is restricted to only those service providers who need to know that information for the purpose of purchasing an automobile or obtaining credit.
We maintain physical, electronic and procedural safeguards that comply with all state and federal regulations to guard your nonpublic personal information.
We use this information to evaluate your application, and to locate a participating auto dealer who can continue the process of assisting you in obtaining an auto loan or purchasing an automobile. With your consent, we may inform you of offers for other services offered by third parties.
We do not disclose or sell your information to non-affiliated third parties, except with your prior consent.
SunCoast Financial may disclose information about you to the following types of third parties: SunCoast Financial affiliates-auto dealerships or other lenders in your region who may be able to assist you in the auto loan application process.
In compliance with the Children's Online Privacy Protection Act, SunCoast Financial does not knowingly or intentionally solicit or collect information from minors, and our marketing is not directed to minors. If we determine that a user is under eighteen (18) years of age and has submitted information by way of our website, we will immediately delete such information.